Headshot of Ricardo Rivera

Ricardo Rivera

Loan Officer

Allentown, PA Mortgage Lender

NMLS #2159014

Adress
1908 West Allen Street, Suite 116 & 117
Allentown, PA 18104
Contact Methods
Email
tel Phone
610-871-7285
mobile Mobile
(484) 987-0599
fax Fax
610-871-7285
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Awards

BBB Accredited Business A+
Inc. 5000
Top Work Places
Top Workplace Scotsman Guide
Top Mortgage Lender badge
Mortgage Bankers Association Member

About Ricardo

Hi, I’m Ricardo, and I became a loan officer in 2022 after six years in financial services and purchasing two homes myself. My goal is to make the homebuying process clearer and more accessible to the Spanish-speaking community here in Allentown, PA. I’m passionate about helping you understand each part of the mortgage process, simplifying complex terms, and making sure you feel confident throughout your homebuying journey.

Whether it’s conventional, jumbo, FHA, or VA loans, I’ll guide you through your options and find the one that’s right for you, supported by America’s #1 Retail Mortgage Lender. From application to closing, I’ll keep you updated and answer every question you have along the way. And when it’s time to refinance, I’ll be here for that too!

When I’m not working, you can find me playing basketball, enjoying the pool, or traveling. I look forward to giving you an outstanding home financing experience!

Specialties

  • Purchase and Refinance
  • Purchase
  • Refinance Loans
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We want to put homeownership within your reach. CCM Community Promise can provide $6,500 in down payment assistance if you live in a qualifying neighborhood in select cities.

You must live in an eligible census tract in these communities at the time you apply for your home loan, but you can purchase a home anywhere in the United States.

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Buying your first home is possible

Are you dreaming of owning your own home, but it feels impossible to get started? Navigating the homebuying process can be overwhelming, but you're more ready than you think!

We guide you every step of the way – simplifying the process and shaping your homebuying power, so you feel confident all the way home.

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Recent Posts and Articles

Blog

Helping your home financing process go smoothly.

Resources

  • The Mortgage Process

    The Mortgage Process

    There are some major milestones on your road to home financing. As your loan officer, I’ll be with you every step of the way to make sure you understand each one and get through them quickly.

  • Payment Calculator

    Payment Calculator

    How much will your mortgage payment be? How much can you save if you refinance? Is it better to buy than rent? Use these online calculators to crunch the numbers and see for yourself.

  • Find the Right Loan

    Find the Right Loan

    I separate myself from other lenders by offering a broader selection of home financing options — from loans for first-time homebuyers to refinance programs for accessing your home’s equity.

  • Home Loan Check List

    Home Loan Check List

    Before you explore the endless options of home financing, some preparation is in order. Planning ahead for your mortgage is the key to an easier and more successful home financing process.

Inspiration for your home loan journey.

GALLERY

Your Mortgage Expert

A Lender You Can Trust

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