Headshot of Javier Kato

Javier Kato

Loan Officer

Brooklyn, NY Mortgage Lender

NMLS #2230547

Adress
1906 Flatbush Avenue, Storefront
Brooklyn, NY 11210
Contact Methods
Email
mobile Mobile
(718) 208-3332

Awards

About Javier

Hi, my name is Javier, and I’m carving my way to being one of New Jersey and New York’s most dependable mortgage professionals! I provide exceptional service to real estate agents and homebuyers, offering an honest and personalized approach where my clients enjoy a high level of attention, mortgage education, and guidance throughout the process. I enjoy working with first-time homebuyers, especially because I enjoy working closely and helping them understand and feel comfortable during this major life milestone of purchasing their first home. Being fluent in Spanish and English equips me to offer my services to large community of clients seeking a Spanish speaking loan officer. I offer a 5-star level experience and share my expertise and strong network of contacts including top level agents and attorneys.

When you combine these notable attributes with the wide range of loan programs and an efficient workflow offered by America’s #1 Retail Mortgage Lender, there’s no question why agents and clients continue to refer clients to me. From application to closing and beyond, I look forward to providing professional mortgage and homebuying guidance on your journey to homeownership.

Specialties

  • Purchase and Refinance
  • Purchase
  • Refinance Loans

Recent Posts and Articles

Blog

A homeowner with a child on his lap calculating whether to buy a new home or refinance his home loan

Owning a home is fun and fulfilling!

What’s not to love about having a space that is entirely yours? You can paint your bathroom fuchsia, have hardwood in the master, put up a wild Mosaic in the kitchen, install a smart thermostat, you name it. After all, it’s your home!

Equally enjoyable are the other personal and financial advantages of being a homeowner: security and stability, equity and wealth building, and more! I’m here to help you get the most from your home financing — whether you’re buying your first home, moving up or downsizing to match your lifestyle, or refinancing your current mortgage.

Helping your home financing process go smoothly.

Resources

  • The Mortgage Process

    There are some major milestones on your road to home financing. As your loan officer, I’ll be with you every step of the way to make sure you understand each one and get through them quickly.

  • Payment Calculator

    How much will your mortgage payment be? How much can you save if you refinance? Is it better to buy than rent? Use these online calculators to crunch the numbers and see for yourself.

  • Find the Right Loan

    I separate myself from other lenders by offering a broader selection of home financing options — from loans for first-time homebuyers to refinance programs for accessing your home’s equity.

  • Home Loan Check List

    Before you explore the endless options of home financing, some preparation is in order. Planning ahead for your mortgage is the key to an easier and more successful home financing process.

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