Headshot of Tom Hammond

Tom Hammond

Loan Officer

Charlotte, NC Mortgage Lender

NMLS #453399

Adress
5101 Monroe Rd., Suite 102
Charlotte, NC 28205
Contact Methods
Email
tel Phone
704-452-6764
fax Fax
704-452-6764
Apply Now

Awards

BBB Accredited Business A+
Inc. 5000
Top Work Places
Top Workplace Scotsman Guide
Top Mortgage Lender badge
Mortgage Bankers Association Member

About Tom

Hi, I’m Tom, a senior mortgage professional with a specialty in reverse mortgages. With over 20 years of expertise in home financing and a distinguished focus on reverse mortgages for the past nine years, I’m dedicated to helping clients aged 62 and older navigate their financial options with care and precision.

As a specialist at our Charlotte, NC branch of America’s #1 Retail Mortgage Lender, my passion lies in finding tailored solutions that meet each person’s unique goals and circumstances, ensuring they achieve financial security and peace of mind for years to come. I’m known for my integrity, professionalism, and deep industry knowledge, and I strive to provide excellence in client service.

If you’d like to explore your financial options, I’d be happy to answer your questions and offer personal guidance today.

Specialties

  • Purchase and Refinance
  • Purchase
  • Refinance Loans

Recent Posts and Articles

Blog

A homeowner with a child on his lap calculating whether to buy a new home or refinance his home loan

Owning a home is fun and fulfilling!

What’s not to love about having a space that is entirely yours? You can paint your bathroom fuchsia, have hardwood in the master, put up a wild Mosaic in the kitchen, install a smart thermostat, you name it. After all, it’s your home!

Equally enjoyable are the other personal and financial advantages of being a homeowner: security and stability, equity and wealth building, and more! I’m here to help you get the most from your home financing — whether you’re buying your first home, moving up or downsizing to match your lifestyle, or refinancing your current mortgage.

Helping your home financing process go smoothly.

Resources

  • The Mortgage Process

    The Mortgage Process

    There are some major milestones on your road to home financing. As your loan officer, I’ll be with you every step of the way to make sure you understand each one and get through them quickly.

  • Payment Calculator

    Payment Calculator

    How much will your mortgage payment be? How much can you save if you refinance? Is it better to buy than rent? Use these online calculators to crunch the numbers and see for yourself.

  • Find the Right Loan

    Find the Right Loan

    I separate myself from other lenders by offering a broader selection of home financing options — from loans for first-time homebuyers to refinance programs for accessing your home’s equity.

  • Home Loan Check List

    Home Loan Check List

    Before you explore the endless options of home financing, some preparation is in order. Planning ahead for your mortgage is the key to an easier and more successful home financing process.

Inspiration for your home loan journey.

GALLERY

Your Mortgage Expert

A Lender You Can Trust

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