Headshot of Chaz Hinz

Chaz Hinz

SVP of Mortgage Lending

Chaz & Justin Team

NMLS #309521

Adress
169 Saxony Road Suite 101
Encinitas, CA 92024
Contact Methods
Email
tel Phone
858-922-0645
mobile Mobile
(858) 922-0645
fax Fax
312-500-8726
Apply Now

Awards

The Nationals Gold Award
The Nationals Silver Award
Five Star Mortgage Professionals
Building Industry Association of San Diego logo
BIA of San Diego Sales and Marketing Council logo
Building Industry Association of San Diego County Sales and Marketing Council logo
Scotsman Top Women Originators

About Chaz

Hi, I’m Chaz, a multi-award-winning loan originator committed to excellence in all that I do. I believe a home is where your story begins, and to get you there, you need a team of experts working with you. I listen to what matters most in your transaction and take the time to educate you on every step of the mortgage process. Transparency is key to making the experience stress-free and rewarding.

With over 10 years in the real estate and homebuilding industry, I’m passionate about driving positive change. I’ve been actively involved with the Building Industry Association (BIA) of San Diego, where I’ve supported initiatives that brought national recognition to our local chapter. I'm also proud to lead an incredible team at the Encinitas, CA branch of America's #1 Retail Mortgage Lender.

When I’m not helping clients achieve their homeownership dreams or advocating for the homebuilding industry, you’ll find me enjoying nature with my rescue dog, Roxy, or playing golf with my husband and friends.

Specialties

  • Purchase and Refinance
  • First Time Homebuyers
  • Jumbo Loans
  • VA Loans
Equal Housing Opportunity

Tap into your home equity.
Fast.

Would you like to improve your home, pay off higher-interest debt, finance education, or pay for other major expenses? A home equity line of credit (HELOC) can provide the money you need using your home equity.

CCM Equity Express, is fast, secure, and fully automated. A few minutes to apply, a few days to get your funds. That's all it takes.

The kitchen of a new homeowner

Buying now means saving later

 

Don’t fixate on rate

Get the home you want now. If rates fall in the future, you can refinance to the lower rate after 6 full payments. And, with a lender credit of up to $1,500*, you’ll save upfront and thousands down the line.

Contact Us
*For full terms and conditions, visit ccm.com/buynowrefilater.

Recent Posts and Articles

Blog

Helping your home financing process go smoothly.

Resources

  • The Mortgage Process

    The Mortgage Process

    There are some major milestones on your road to home financing. As your loan officer, I’ll be with you every step of the way to make sure you understand each one and get through them quickly.

  • Payment Calculator

    Payment Calculator

    How much will your mortgage payment be? How much can you save if you refinance? Is it better to buy than rent? Use these online calculators to crunch the numbers and see for yourself.

  • Find the Right Loan

    Find the Right Loan

    I separate myself from other lenders by offering a broader selection of home financing options — from loans for first-time homebuyers to refinance programs for accessing your home’s equity.

  • Home Loan Check List

    Home Loan Check List

    Before you explore the endless options of home financing, some preparation is in order. Planning ahead for your mortgage is the key to an easier and more successful home financing process.

What Our Clients Say

Begin my first time applying for a mortgage loan I initially was overwhelmed with acronyms and legal speak. Along with my realtor, Chaz and Justin we able to streamline the process and any questions I had were answered in a timely and simplified manner.
Matthew D.
Your performance of the execution of the loan was outstanding. We have recommended CrossCountry Mortgage to our daughter. Keep up the great work. Sincerely, A Very Satisfied Customer.
Manuel R.
As a first time buyer, I didn't know much of anything about the whole process. Justin and Chaz at CrossCountry not only answered all my silly questions, but kept me up to date throughout the entire process.
Steven W.
Chaz is amazing!
Yitu W.
Chaz Hinz’s team was awesome. My experience with them from beginning to end is superb. It was straightforward and easy to deal with. They are honest and professionals. I would highly recommend them to my friends and relatives.
John R.

Inspiration for your home loan journey.

GALLERY

Your Mortgage Expert

A Lender You Can Trust

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