Headshot of Zach Taylor

Zach Taylor

Sr. Mortgage Advisor

FMZ Team

NMLS #315344

Adress
322 Encinitas Blvd, Suite 170
Encinitas, CA 92024
Contact Methods
Email
mobile Mobile
(619) 813-7908
Apply Now

Awards

BBB Accredited Business A+
Inc. 5000
Top Work Places
Weatherhead 100
Top Mortgage Lender badge
Mortgage Bankers Association Member

About Zach

Hi, I'm Zach Taylor. This is the bottom line: The best loan terms that fit the client’s situation and needs can be closed within the required time frames. This has been my mantra for many years. During this time of tougher underwriting and frequently changing guidelines and regulations, I am your advocate to make sure the loan closes smoothly and on time. By contacting me at our Encinitas, CA, branch of America’s #1 Retail Mortgage Lender, you are tapping into 30 years of experience.

I can work with anyone in California, specializing in Del Mar, Solana Beach, Cardiff, Encinitas, Carlsbad, Oceanside, San Marcos, and Vista. Need help in another state? We have an awesome out-of-state team in our branch too. I graduated from UC San Diego with a degree in Economics, am a licensed California Real Estate Broker, and have the full NMLS licensing credential. Outside of work, I surf and have coached soccer for Encinitas Express and Lacrosse at Canyon Crest Academy. I am married with two children and have lived in Encinitas for 32 years.

Specialties

  • Purchase and Refinance
Equal Housing Opportunity

Tap into your home equity.
Fast.

Would you like to improve your home, pay off higher-interest debt, finance education, or pay for other major expenses? A home equity line of credit (HELOC) can provide the money you need using your home equity.

CCM Equity Express, is fast, secure, and fully automated. A few minutes to apply, a few days to get your funds. That's all it takes.

First-time homebuyers and their family celebrating in their new home

Buying your first home is possible

Are you dreaming of owning your own home, but it feels impossible to get started? Navigating the homebuying process can be overwhelming, but you're more ready than you think!

We guide you every step of the way – simplifying the process and shaping your homebuying power, so you feel confident all the way home.

Let's get started

A couple sitting in their kitchen

Buy Before Sell

We provide a fast and simple solution for homeowners with substantial equity in their existing home and want to buy a replacement home before having to sell — even before having to list!

Are you a good candidate to buy before you sell?

Find out today

Recent Posts and Articles

Blog

Helping your home financing process go smoothly.

Resources

  • The Mortgage Process

    The Mortgage Process

    There are some major milestones on your road to home financing. As your loan officer, I’ll be with you every step of the way to make sure you understand each one and get through them quickly.

  • Payment Calculator

    Payment Calculator

    How much will your mortgage payment be? How much can you save if you refinance? Is it better to buy than rent? Use these online calculators to crunch the numbers and see for yourself.

  • Find the Right Loan

    Find the Right Loan

    I separate myself from other lenders by offering a broader selection of home financing options — from loans for first-time homebuyers to refinance programs for accessing your home’s equity.

  • Home Loan Check List

    Home Loan Check List

    Before you explore the endless options of home financing, some preparation is in order. Planning ahead for your mortgage is the key to an easier and more successful home financing process.

Inspiration for your home loan journey.

GALLERY

Your Mortgage Expert

A Lender You Can Trust

Quick Contact Form

Send me a message below or give me a call at

By clicking “Contact Us” I am agreeing to receive phone calls, SMS (text messages) and emails from CrossCountry Mortgage, LLC. I expressly consent to recurring contact from CrossCountry Mortgage, or its agents, at the number and/or email address I provided regarding products or services via live, automated or prerecorded telephone call, SMS (text message), or email. I understand that my telephone company may impose charges on me for these contacts, and I am not required to enter into this agreement as a condition of purchasing property, goods, or services. I understand that I can revoke this consent at any time. Terms & Conditions/Privacy Policy apply.