Headshot of Julie Ozanich

Julie Ozanich

Loan Officer, Mortgage Expert

Gaylord-Hansen Team

NMLS #479603

Adress
9255 Towne Centre Drive, Suite 950
San Diego, CA 92121
Contact Methods
Email
tel Phone
619-260-2036
mobile Mobile
(858) 204-1254
fax Fax
619-260-2036

Awards

About Julie

Hi, I’m Julie! As an experienced loan officer at America’s #1 Retail Mortgage Lender in San Diego, CA, I offer knowledgeable and trustworthy guidance to navigate the home loan process with confidence.
I understand securing the right home loan can be complex, which is why I take the time to understand your unique financial situation and tailor solutions to meet your goals. Whether you're a first-time homebuyer or refinancing your current property, I’m here to answer your questions, address your concerns, and explain your loan options in terms you understand. With a wide range of loan products and competitive rates, I’m dedicated to helping you find the right loan for you.
What sets me apart is my commitment to building long-term relationships with my clients. I prioritize clear communication, transparency, and putting you first to ensure a successful home financing experience. Let me show you how smooth and stress-free the home loan process can be with the right expert by your side!

Specialties

  • Purchase and Refinance
  • Purchase
  • Refinance Loans

Recent Posts and Articles

Blog

A homeowner with a child on his lap calculating whether to buy a new home or refinance his home loan

Owning a home is fun and fulfilling!

What’s not to love about having a space that is entirely yours? You can paint your bathroom fuchsia, have hardwood in the master, put up a wild Mosaic in the kitchen, install a smart thermostat, you name it. After all, it’s your home!

Equally enjoyable are the other personal and financial advantages of being a homeowner: security and stability, equity and wealth building, and more! I’m here to help you get the most from your home financing — whether you’re buying your first home, moving up or downsizing to match your lifestyle, or refinancing your current mortgage.

Helping your home financing process go smoothly.

Resources

  • The Mortgage Process

    There are some major milestones on your road to home financing. As your loan officer, I’ll be with you every step of the way to make sure you understand each one and get through them quickly.

  • Payment Calculator

    How much will your mortgage payment be? How much can you save if you refinance? Is it better to buy than rent? Use these online calculators to crunch the numbers and see for yourself.

  • Find the Right Loan

    I separate myself from other lenders by offering a broader selection of home financing options — from loans for first-time homebuyers to refinance programs for accessing your home’s equity.

  • Home Loan Check List

    Before you explore the endless options of home financing, some preparation is in order. Planning ahead for your mortgage is the key to an easier and more successful home financing process.

Quick Contact Form

Send me a message below or give me a call at 619-260-2036