Headshot of Twyla Gray

Twyla Gray

Branch Manager

Gray Team

NMLS #315271

Adress
3033 Horizon Ridge, #110
Henderson, NV 89052
Contact Methods
Email
tel Phone
702-253-6099
mobile Mobile
(702) 541-0310
fax Fax
702-253-5268
Apply Now

Awards

BBB Accredited Business A+
Inc. 5000
Top Work Places
Weatherhead 100
Top Mortgage Lender badge
Mortgage Bankers Association Member

About Twyla

Hi, I’m Twyla, and I began my career in the mortgage business in 2000 in Dallas, Texas. In 2003, I moved to Phoenix so my son could be closer to my father. Then, in 2007, I relocated to Las Vegas, Nevada. Just a few months after moving, the market began crashing. As a single mother in a new city with no business partners, I faced challenges, but my determination pushed me to find a strong company. In 2011, I joined CrossCountry Mortgage, and it was the best decision I made. CCM offers growth, stability, and support, which has been key to my success.

I pride myself on delivering excellent customer service and educating clients on all their purchasing and refinancing options. My goal is to make sure every client feels comfortable with their biggest financial decision. I provide service in both English and Spanish, ensuring a smooth closing process.

At America’s #1 Retail Mortgage Lender, no situation is never too challenging. I look forward to helping you achieve your homeownership goals!

Specialties

  • Purchase and Refinance
  • Purchase
  • Refinance Loans
Equal Housing Opportunity

Tap into your home equity.
Fast.

Would you like to improve your home, pay off higher-interest debt, finance education, or pay for other major expenses? A home equity line of credit (HELOC) can provide the money you need using your home equity.

CCM Equity Express, is fast, secure, and fully automated. A few minutes to apply, a few days to get your funds. That's all it takes.

First-time homebuyers and their child playing in their new home

First-time homebuyers:
Get up to $5,250!

 

There’s no greater feeling than moving into your first home. Getting the keys, opening the front door, making the home your own – all things we want you to experience!

CCM Smart Start will contribute up to $5,250 toward those good feelings. With CCM Smart Start, we’ll cover 2% of the purchase price (up to $5,250) for the down payment so your homeownership dream can come to life.

For terms and conditions, visit
crosscountrymortgage.com/loan-types/programs/ccm-smart-start

Get Started

First time homebuyers admiring their new home

Ready to buy your first home?

Our wide range of mortgage options can help you achieve homeownership with reduced down payments, closing cost assistance, or temporary rate relief.

Financing options

  • Home loans with as little as 3% down
  • Temporary buydowns to lower your mortgage rate at the start of your loan
  • Down payment assistance from national and state programs
  • Personalized home financing solutions

Bonus: If your household’s qualifying income meets the standards for your county’s area median income, you may be eligible for a lower mortgage rate!

Take the first step toward homeownership.
Let’s discuss your options today.

Contact Me

Recent Posts and Articles

Blog

Helping your home financing process go smoothly.

Resources

  • The Mortgage Process

    The Mortgage Process

    There are some major milestones on your road to home financing. As your loan officer, I’ll be with you every step of the way to make sure you understand each one and get through them quickly.

  • Payment Calculator

    Payment Calculator

    How much will your mortgage payment be? How much can you save if you refinance? Is it better to buy than rent? Use these online calculators to crunch the numbers and see for yourself.

  • Find the Right Loan

    Find the Right Loan

    I separate myself from other lenders by offering a broader selection of home financing options — from loans for first-time homebuyers to refinance programs for accessing your home’s equity.

  • Home Loan Check List

    Home Loan Check List

    Before you explore the endless options of home financing, some preparation is in order. Planning ahead for your mortgage is the key to an easier and more successful home financing process.

What Our Clients Say

I was very pleased with the service provided by CrossCountry Mortgage. The professionalI'm displayed by Twyla Gray represented the highest quality to attract a client looking for the best mortgage loan.
Diane A.
Twyla was great. As first time home buyers we were overwhelmed by the process but she made us feel comfortable.
Grissel G.
She's very good. She knows her business very well. I will recommend her to everyone I know.
Jerome H.

Inspiration for your home loan journey.

GALLERY

Your Mortgage Expert

A Lender You Can Trust

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