Hi, I’m Javier, and with over two decades of experience in loan origination and leadership, I bring a wealth of knowledge to the table. My expertise spans negotiating tactics, management skills, and banking, all of which I use to help my clients achieve their homeownership goals. As part of CCM’s Miami, FL branch, I’m proud to offer the resources of America’s #1 Retail Mortgage Lender to provide you with the best possible service.
Before my mortgage career, I proudly served in the U.S. Air Force, working in Telecommunications and playing a key role in Operation Southern Watch, Desert Thunder, and Desert Fox. I was honored with the Air Force Expeditionary Medal and Air Force Achievement Medal, experiences that deepened my commitment to my country, family, and community. When I’m not working or spending time with my family, I enjoy giving back through charity work and helping families in need. Let’s work together to make your homeownership dreams a reality!