Headshot of Emily Coulter

Emily Coulter

Sr. Loan Officer

Midlothian, VA Mortgage Lender

NMLS #1382261

Adress
14405 Justice Road
Midlothian, VA 23113
Contact Methods
Email
mobile Mobile
(434) 305-6735
fax Fax
804-351-5373
Apply Now

Awards

BBB Accredited Business A+
Inc. 5000
Top Work Places
Top Workplace Scotsman Guide
Top Mortgage Lender badge
Mortgage Bankers Association Member

About Emily

Hi, I’m Emily, and “You’ve got a friend in me” isn’t just a saying—it’s my commitment to you. At our Midlothian, VA office, I pour my heart into creating a boutique experience where you’re always my top priority. Think of it like nurturing a garden; I’m here to give each client the individual care they deserve, helping you blossom into your homeownership dreams.

I believe in listening, educating, and truly caring about your needs. I’m dedicated to being a supportive friend and guide throughout your home buying or refinancing journey. From start to finish, I’ll make sure you feel confident and informed, celebrating every milestone along the way.

My goal is to help your dreams come true. When we close on your home, we’re planting the seeds of possibility and joy for your future. Let’s work together to nurture these dreams and watch them bloom into beautiful realities with America’s #1 Retail Mortgage Lender.

Specialties

  • Purchase and Refinance
  • Purchase
  • Refinance Loans

Recent Posts and Articles

Blog

A homeowner with a child on his lap calculating whether to buy a new home or refinance his home loan

Owning a home is fun and fulfilling!

What’s not to love about having a space that is entirely yours? You can paint your bathroom fuchsia, have hardwood in the master, put up a wild Mosaic in the kitchen, install a smart thermostat, you name it. After all, it’s your home!

Equally enjoyable are the other personal and financial advantages of being a homeowner: security and stability, equity and wealth building, and more! I’m here to help you get the most from your home financing — whether you’re buying your first home, moving up or downsizing to match your lifestyle, or refinancing your current mortgage.

Helping your home financing process go smoothly.

Resources

  • The Mortgage Process

    The Mortgage Process

    There are some major milestones on your road to home financing. As your loan officer, I’ll be with you every step of the way to make sure you understand each one and get through them quickly.

  • Payment Calculator

    Payment Calculator

    How much will your mortgage payment be? How much can you save if you refinance? Is it better to buy than rent? Use these online calculators to crunch the numbers and see for yourself.

  • Find the Right Loan

    Find the Right Loan

    I separate myself from other lenders by offering a broader selection of home financing options — from loans for first-time homebuyers to refinance programs for accessing your home’s equity.

  • Home Loan Check List

    Home Loan Check List

    Before you explore the endless options of home financing, some preparation is in order. Planning ahead for your mortgage is the key to an easier and more successful home financing process.

Inspiration for your home loan journey.

GALLERY

Your Mortgage Expert

A Lender You Can Trust

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