Headshot of Nicholas Richard

Nicholas Richard

Loan Officer

Neighborly Team

NMLS #1924687

Adress
218 Rue Beauregard, Suite I & J
Lafayette, LA 70508
Contact Methods
Email
mobile Mobile
(337) 692-0335
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Awards

BBB Accredited Business A+
Inc. 5000
Top Work Places
Top Workplace Scotsman Guide
Top Mortgage Lender badge
Mortgage Bankers Association Member

About Nicholas

Hi, I’m Nicholas, a retired U.S. Air Force propulsion mechanic with six years of service. After earning my bachelor’s and master’s degrees in exercise science from the University of Louisiana at Lafayette, I taught as an adjunct professor. Alongside my passion for recreational fitness, I completed the Oilman Texas Half-Ironman. I bring that same level of dedication to helping you on your home financing journey.

As a motivated and ambitious mortgage professional, I’m excited to work with you and my partners to build meaningful connections and guide you through the mortgage process. From pre-approval to closing, I’ll be by your side every step of the way.

Ready to take the first step toward homeownership? Call or email me today and start your journey with America’s #1 Retail Mortgage Lender!

Originally from Opelousas, Louisiana, I now call Lafayette home. I’m a proud father, and this journey has been one of the most joyful experiences of my life.

Specialties

  • Purchase and Refinance
  • Purchase
  • Refinance Loans

Recent Posts and Articles

Blog

A homeowner with a child on his lap calculating whether to buy a new home or refinance his home loan

Owning a home is fun and fulfilling!

What’s not to love about having a space that is entirely yours? You can paint your bathroom fuchsia, have hardwood in the master, put up a wild Mosaic in the kitchen, install a smart thermostat, you name it. After all, it’s your home!

Equally enjoyable are the other personal and financial advantages of being a homeowner: security and stability, equity and wealth building, and more! I’m here to help you get the most from your home financing — whether you’re buying your first home, moving up or downsizing to match your lifestyle, or refinancing your current mortgage.

Helping your home financing process go smoothly.

Resources

  • The Mortgage Process

    The Mortgage Process

    There are some major milestones on your road to home financing. As your loan officer, I’ll be with you every step of the way to make sure you understand each one and get through them quickly.

  • Payment Calculator

    Payment Calculator

    How much will your mortgage payment be? How much can you save if you refinance? Is it better to buy than rent? Use these online calculators to crunch the numbers and see for yourself.

  • Find the Right Loan

    Find the Right Loan

    I separate myself from other lenders by offering a broader selection of home financing options — from loans for first-time homebuyers to refinance programs for accessing your home’s equity.

  • Home Loan Check List

    Home Loan Check List

    Before you explore the endless options of home financing, some preparation is in order. Planning ahead for your mortgage is the key to an easier and more successful home financing process.

Inspiration for your home loan journey.

GALLERY

Your Mortgage Expert

A Lender You Can Trust

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