Headshot of Patrick Ruffner

Patrick Ruffner

Sr. VP of Lending

Reston, VA Mortgage Lender

NMLS #364050

Adress
11921 Freedom Drive, Suite 550 Office 559
Reston, VA 20190
Contact Methods
Email
tel Phone
202-951-3379
mobile Mobile
(630) 802-3864
fax Fax
202-951-3379
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Awards

BBB Accredited Business A+
Inc. 5000
Top Work Places
Top Workplace Scotsman Guide
Top Mortgage Lender badge
Mortgage Bankers Association Member

About Patrick

Hi, I’m Patrick, and I’ve been in the mortgage industry since 2009. As a veteran of home financing, I’ve overseen over $10 billion in funded loan production and have been recognized five times in Mortgage Executive Magazine’s Top 1% of Mortgage Originators in America. My goal is to simplify the loan process for you and make it a smooth, stress-free experience with my Reston, VA team.

I started my career during a time of adversity, working in both operations and sales, which gave me a deep understanding of the financing process and how to help clients succeed. With 14 years of experience, I’ve honed my ability to assess each client’s unique situation and provide tailored solutions that align with their financial goals. From conventional to FHA, VA, and niche loan programs, I’m here to achieve your homeownership dreams.

I look forward to being your trusted advisor, offering transparency, integrity, and a lasting partnership for years to come — all with the backing of America’s #1 Retail Mortgage Lender!

Specialties

  • Purchase and Refinance
  • Purchase
  • Refinance Loans
First-time homebuyers and their family celebrating in their new home

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Recent Posts and Articles

Blog

Helping your home financing process go smoothly.

Resources

  • The Mortgage Process

    The Mortgage Process

    There are some major milestones on your road to home financing. As your loan officer, I’ll be with you every step of the way to make sure you understand each one and get through them quickly.

  • Payment Calculator

    Payment Calculator

    How much will your mortgage payment be? How much can you save if you refinance? Is it better to buy than rent? Use these online calculators to crunch the numbers and see for yourself.

  • Find the Right Loan

    Find the Right Loan

    I separate myself from other lenders by offering a broader selection of home financing options — from loans for first-time homebuyers to refinance programs for accessing your home’s equity.

  • Home Loan Check List

    Home Loan Check List

    Before you explore the endless options of home financing, some preparation is in order. Planning ahead for your mortgage is the key to an easier and more successful home financing process.

Inspiration for your home loan journey.

GALLERY

Your Mortgage Expert

A Lender You Can Trust

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