Hi, I’m Rick!

After serving in the US Navy Submarine Force, I transitioned into a career as a Leader and Entrepreneur. Over the past 30 years, I’ve built a successful career as a loan officer, business owner, and trainer in the mortgage and financial services industry. I’m passionate about helping clients achieve homeownership and build lasting wealth through real estate—the most powerful wealth-building tool in America.

As part of America’s #1 Retail Mortgage Lender, I specialize in a variety of loan programs, including VA, FHA, Conventional, Jumbo, and Portfolio Loans for the self-employed, asset-based loans with no income verification, 1099 earners, bank statement loans, reverse purchase or cash-out mortgages, and investment options. I provide tailored solutions for your unique needs.

I’m committed to ongoing education, staying current on mortgage planning and sales to ensure you receive the best advice. Whether you’re a first-time homebuyer, refinancing, or expanding your investment portfolio, I’ll guide you every step of the way to ensure a smooth process.

Beyond my work, I support the Joshua Chamberlain Society, adopting fallen and wounded military heroes and their families, Veteran’s Community Project, which offers transitional housing and training on re-integration. I’m also a certified Homes for Heroes Mortgage Consultant, giving back to heroes, first responders, medical professionals, and teachers.

I’m a family man—married with four sons, two of whom are Navy veterans, and two grandsons. My life is built on service, integrity, and helping others succeed.

Let’s make your homeownership dreams a reality. Contact me today, and let’s start building your future—one home at a time!