I was born and raised in the beautiful state of Hawaii, and my career in the mortgage industry has spanned over two decades, starting in 2000. Over the years, I’ve cultivated a wealth of knowledge and expertise in mortgages, which has allowed me to educate and assist countless homeowners, real estate professionals, and loan officers across the nation. I’ve earned a reputation as a trusted authority on all matters related to mortgages. My passion for homeownership is unwavering and I’m thrilled to extend my expertise to help homebuyers, especially those venturing into the market for the first time, take the next crucial step in their homebuying journey. During our personalized one-on-one meetings, we’ll delve into your goals and objectives to identify the ideal home loan to meet your needs. Together, we’ll explore various mortgage products including VA, USDA (my top two favorite programs!), FHA and Conventional loans to pinpoint the one that brings you to your dream of homeownership.