Headshot of Michael Chiodo

Michael Chiodo

Branch Manager

San Antonio, TX Mortgage Lender

NMLS #378308

Adress
10401 Interstate 10 West, Suites 200 and 201
San Antonio, TX 78230
Contact Methods
Email
tel Phone
619-378-3795
mobile Mobile
(619) 370-6519
Apply Now

Awards

BBB Accredited Business A+
Inc. 5000
Top Work Places
Top Workplace Scotsman Guide
Top Mortgage Lender badge
Mortgage Bankers Association Member

About Michael

My journey into real estate started young, getting my first “loan” from my dad in elementary school to buy a Lego set and build a little town. Since then, I’ve gone from loan officer assistance to branch manager and helped clients at every stage of their homeownership journey. 

Known as the lender who figures it out, I turn challenges into solutions – making complex loan scenarios easy to understand. I offer a full range of loan programs, from first-time homebuyer and VA loans to bank statement and investor-focused programs, helping clients build wealth and financial security through real estate. 

My vision is simple: to be the most trusted and referred lender in the markets I serve, bringing financial stability and wealth-building opportunities to each of my clients at America’s #1 Retail Mortgage Lender. 

When I’m not working, you’ll find me touring new properties, trying new restaurants, or up in the skies with my pilot’s license in hand.

Specialties

  • Purchase and Refinance
  • Purchase
  • Refinance Loans

Recent Posts and Articles

Blog

A homeowner with a child on his lap calculating whether to buy a new home or refinance his home loan

Owning a home is fun and fulfilling!

What’s not to love about having a space that is entirely yours? You can paint your bathroom fuchsia, have hardwood in the master, put up a wild Mosaic in the kitchen, install a smart thermostat, you name it. After all, it’s your home!

Equally enjoyable are the other personal and financial advantages of being a homeowner: security and stability, equity and wealth building, and more! I’m here to help you get the most from your home financing — whether you’re buying your first home, moving up or downsizing to match your lifestyle, or refinancing your current mortgage.

Helping your home financing process go smoothly.

Resources

  • The Mortgage Process

    The Mortgage Process

    There are some major milestones on your road to home financing. As your loan officer, I’ll be with you every step of the way to make sure you understand each one and get through them quickly.

  • Payment Calculator

    Payment Calculator

    How much will your mortgage payment be? How much can you save if you refinance? Is it better to buy than rent? Use these online calculators to crunch the numbers and see for yourself.

  • Find the Right Loan

    Find the Right Loan

    I separate myself from other lenders by offering a broader selection of home financing options — from loans for first-time homebuyers to refinance programs for accessing your home’s equity.

  • Home Loan Check List

    Home Loan Check List

    Before you explore the endless options of home financing, some preparation is in order. Planning ahead for your mortgage is the key to an easier and more successful home financing process.

What Our Clients Say

This is my second time going through the loan process with Michael Chiodo. I would recommend his services without a second thought. Both when purchasing my home and through the refinancing, he was extremely patient and informative. He is the best!
Jessica H.
I'm very satisfied. The staff were friendly and knowledgeable.
Grace N.
Michael was fantastic to work with, extremely professional and very responsive. He made our first open buying process stress free with guidance through each step of the process and made sure we understood everything.
Joseph P.

Inspiration for your home loan journey.

GALLERY

Your Mortgage Expert

A Lender You Can Trust

Quick Contact Form

Send me a message below or give me a call at 619-378-3795

By clicking “Contact Us” I am agreeing to receive phone calls, SMS (text messages) and emails from CrossCountry Mortgage, LLC. I expressly consent to recurring contact from CrossCountry Mortgage, or its agents, at the number and/or email address I provided regarding products or services via live, automated or prerecorded telephone call, SMS (text message), or email. I understand that my telephone company may impose charges on me for these contacts, and I am not required to enter into this agreement as a condition of purchasing property, goods, or services. I understand that I can revoke this consent at any time. Terms & Conditions/Privacy Policy apply.