Headshot of Rick Benitez

Rick Benitez

Branch Manager

Team Rick Benitez

NMLS #289688

Adress
1859 First Street
Livermore, CA 94550
Contact Methods
Email
tel Phone
925-583-2510
mobile Mobile
(925) 260-6051
Apply Now

Awards

BBB Accredited Business A+
Inc. 5000
Top Work Places
Top Workplace Scotsman Guide
Top Mortgage Lender badge
Mortgage Bankers Association Member

About Rick

Hi, I’m Rick, and I use my 24+ years of experience as a mortgage professional to provide consistent, impeccable service to every family I work with. My clients value my ability to keep them up to date during the loan process and informed on market conditions through phone, mail, and email communications.

In addition to home loans, my network of area professionals assists clients with estate, financial, and tax planning. My clients appreciate this proactive approach to managing their financial needs. As a loan officer at our Livermore, CA branch, I’m committed to offering the full range of home financing options backed by America’s #1 Retail Mortgage Lender.

Outside the office, I enjoy traveling with my family and watching my three children participate in sports. My wife, Kelli, is a former elementary school teacher in the San Ramon Valley School District, and we’ve been married for over 20 years.

Specialties

  • Purchase and Refinance
  • Purchase
  • Refinance Loans
Equal Housing Opportunity

Tap into your home equity.
Fast.

Would you like to improve your home, pay off higher-interest debt, finance education, or pay for other major expenses? A home equity line of credit (HELOC) can provide the money you need using your home equity.

CCM Equity Express, is fast, secure, and fully automated. A few minutes to apply, a few days to get your funds. That's all it takes.

First-time homebuyers and their family celebrating in their new home

Buying your first home is possible

Are you dreaming of owning your own home, but it feels impossible to get started? Navigating the homebuying process can be overwhelming, but you're more ready than you think!

We guide you every step of the way – simplifying the process and shaping your homebuying power, so you feel confident all the way home.

Let's get started

Recent Posts and Articles

Blog

Helping your home financing process go smoothly.

Resources

  • The Mortgage Process

    The Mortgage Process

    There are some major milestones on your road to home financing. As your loan officer, I’ll be with you every step of the way to make sure you understand each one and get through them quickly.

  • Payment Calculator

    Payment Calculator

    How much will your mortgage payment be? How much can you save if you refinance? Is it better to buy than rent? Use these online calculators to crunch the numbers and see for yourself.

  • Find the Right Loan

    Find the Right Loan

    I separate myself from other lenders by offering a broader selection of home financing options — from loans for first-time homebuyers to refinance programs for accessing your home’s equity.

  • Home Loan Check List

    Home Loan Check List

    Before you explore the endless options of home financing, some preparation is in order. Planning ahead for your mortgage is the key to an easier and more successful home financing process.

What Our Clients Say

Working with Rick on out home refinance was really easy. He is a true professional in all respects. I highly recommend Rick to anyone needing a mortgage specialist.
Kim C.
I highly recommend Rick Benitez as a mortgage lender. Once I'made an offer on my house, Rick pointed out that I could qualify for a conforming loan at a better rate by putting a little more down than I had originally planned. That advice will save me thousands of dollars over the life of my loan! And we were able to close escrow in just 18 days! If you are looking for a partner to help you through one of the most important purchase decisions in your life, go with Rick.
Julie M.
Rick Benitez takes care of every detail and was extremely professional in helping us with our loan. I would recommend him to anyone that wants to go through a smooth and thorough process. We?re very grateful to his fantastic team, and we look forward to working with him again!!
Ralph and Ana I.
Very helpful and informative!Rick made refinancing my home such a simple process. As a new homeowner, I knew nothing about the process of refinancing a home. But Rick took the time to answer all my questions and made sure I knew exactly what was going on throughout the entire process. I will definitely be using Rick again in the future!
Jessica H.
I LOVED working with Rick as my wife and I used our VA Loan to purchase our first home. Rick gave me an absolutely incredible amount of attention as we navigated the process of home-buying. Rick is quick, detail-oriented and thorough; all attributes you love to see in someone guiding you through the biggest purchase of your life. Though I was his client, I feel like I have left this process having made a new friend. I couldn't recommend Rick more highly.
Chris D.
Rick and his team were outstanding. We have done numerous loans with Rick and they have always been done professionally and on time.
David B.

Inspiration for your home loan journey.

GALLERY

Your Mortgage Expert

A Lender You Can Trust

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