Headshot of Richard Kuczmarski

Richard Kuczmarski

Loan Officer

The Baker Team

NMLS #262837

Adress
2160 Superior Avenue
Cleveland, OH 44114
Contact Methods
Email
tel Phone
216-373-7425
mobile Mobile
(216) 524-9511
fax Fax
216-600-8343
Apply Now

Awards

BBB Accredited Business A+
Inc. 5000
Top Work Places
Top Workplace Scotsman Guide
Top Mortgage Lender badge
Mortgage Bankers Association Member

About Richard

Hi, I’m Richard, and my drive is to understand the financial climate that impacts the mortgage industry every day. This philosophy has proven effective in guiding my clients through any rate environment while ensuring their complete satisfaction. I believe that staying informed about market changes allows me to provide the best possible advice and service.

When you work with me, you can count on a tailored approach to your unique situation, whether you’re a first-time homebuyer or an experienced investor. I’m dedicated to helping you navigate the mortgage process smoothly, ensuring that you feel confident every step of the way.

Based in Cleveland, OH, I’m proud to work with CrossCountry Mortgage, America’s #1 Retail Mortgage Lender. Together, we’ll explore a range of loan products to find the one that fits your needs, from conventional and FHA to VA loans. I look forward to helping you achieve your homeownership dreams!

Specialties

  • Purchase and Refinance
  • Purchase
  • Refinance Loans

Recent Posts and Articles

Blog

A homeowner with a child on his lap calculating whether to buy a new home or refinance his home loan

Owning a home is fun and fulfilling!

What’s not to love about having a space that is entirely yours? You can paint your bathroom fuchsia, have hardwood in the master, put up a wild Mosaic in the kitchen, install a smart thermostat, you name it. After all, it’s your home!

Equally enjoyable are the other personal and financial advantages of being a homeowner: security and stability, equity and wealth building, and more! I’m here to help you get the most from your home financing — whether you’re buying your first home, moving up or downsizing to match your lifestyle, or refinancing your current mortgage.

Helping your home financing process go smoothly.

Resources

  • The Mortgage Process

    The Mortgage Process

    There are some major milestones on your road to home financing. As your loan officer, I’ll be with you every step of the way to make sure you understand each one and get through them quickly.

  • Payment Calculator

    Payment Calculator

    How much will your mortgage payment be? How much can you save if you refinance? Is it better to buy than rent? Use these online calculators to crunch the numbers and see for yourself.

  • Find the Right Loan

    Find the Right Loan

    I separate myself from other lenders by offering a broader selection of home financing options — from loans for first-time homebuyers to refinance programs for accessing your home’s equity.

  • Home Loan Check List

    Home Loan Check List

    Before you explore the endless options of home financing, some preparation is in order. Planning ahead for your mortgage is the key to an easier and more successful home financing process.

What Our Clients Say

Rick made to process easy.
Joseph H.
I will recommend Rick to all our friends.
Lawrence S.
It was a pleasure working with Rick. As a first time home owner, Rick was extremely patient and helped me understand all of the details regarding my mortgage loan. His expertise and knowledge of his job is evident in all that he does.
Hannah W.
Everything went smoothly and on time...I would not recommend any improvement.
Valerie D.

Inspiration for your home loan journey.

GALLERY

Your Mortgage Expert

A Lender You Can Trust

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