Headshot of Heather Musto

Heather Musto

Mortgage Consultant

The Chris Musto Team

NMLS #2427509

Adress
696 1st Avenue N, Suite 204
St. Petersburg, FL 33701
Contact Methods
Email
tel Phone
727-201-5852
mobile Mobile
(813) 765-1476

Awards

About Heather

Hi, I'm Heather. Real estate has always been a big part of my life because it’s a family business. I started in real estate law and earned a master’s degree in business administration before bringing my knowledge to home financing. As a trusted loan officer at St. Petersburg, FL, America’s #1 Retail Mortgage Lender, I’m motivated by making a positive impact on clients by guiding them through the homebuying process.

Whether this is your first or third home, we’ll start by discussing your available options and each step in the process. As someone who's reliable, trustworthy, enthusiastic, and responsive, I’ll answer any questions you have with full transparency. I offer a wide variety of mortgage programs, including conventional, jumbo, FHA, and VA. Together, we’ll find a home loan to fit your plans.

On a personal note, I’m a wife and mother of two young boys. I love being active and am a regular at Pure Barre St. Pete. Whenever I can, I enjoy spending time outside and learning about fashion and interior design.

Specialties

  • Purchase and Refinance
  • Purchase
  • Refinance Loans

Recent Posts and Articles

Blog

A homeowner with a child on his lap calculating whether to buy a new home or refinance his home loan

Owning a home is fun and fulfilling!

What’s not to love about having a space that is entirely yours? You can paint your bathroom fuchsia, have hardwood in the master, put up a wild Mosaic in the kitchen, install a smart thermostat, you name it. After all, it’s your home!

Equally enjoyable are the other personal and financial advantages of being a homeowner: security and stability, equity and wealth building, and more! I’m here to help you get the most from your home financing — whether you’re buying your first home, moving up or downsizing to match your lifestyle, or refinancing your current mortgage.

Helping your home financing process go smoothly.

Resources

  • The Mortgage Process

    There are some major milestones on your road to home financing. As your loan officer, I’ll be with you every step of the way to make sure you understand each one and get through them quickly.

  • Payment Calculator

    How much will your mortgage payment be? How much can you save if you refinance? Is it better to buy than rent? Use these online calculators to crunch the numbers and see for yourself.

  • Find the Right Loan

    I separate myself from other lenders by offering a broader selection of home financing options — from loans for first-time homebuyers to refinance programs for accessing your home’s equity.

  • Home Loan Check List

    Before you explore the endless options of home financing, some preparation is in order. Planning ahead for your mortgage is the key to an easier and more successful home financing process.

Quick Contact Form

Send me a message below or give me a call at 727-201-5852