Headshot of Nicole Habib

Nicole Habib

Sr. Loan Officer

The Forman Team

NMLS #659153

Adress
102 Chestnut Ridge Rd Suite 200
Montvale, NJ 07645
Contact Methods
Email
tel Phone
618-239-4259
mobile Mobile
(732) 513-6616
fax Fax
618-239-4259

Awards

About Nicole

Hi, I’m Nicole, a top-producing mortgage advisor with over 11 years of experience. My exposure to the mortgage industry started early, working at my father Barry’s mortgage company during my teens. After earning a bachelor’s degree in Finance from Monmouth University, I became a sales manager at Mortgage Market Guide.

Later, I began my career in mortgage origination, working at banks and mortgage banking firms, where I achieved top producer status. I’ve won numerous awards for exceptional customer service and quality work. As a Certified Mortgage Advisor, I’ve completed rigorous training to better serve my clients and offer expert advice. I’ve also consulted for MBS Highway, helping create innovative products now used by tens of thousands of mortgage professionals. You may have even seen me on Fox television, where I’ve shared my mortgage knowledge. Now, I'm proud to share my expertise with clients as part of the Montvale, NJ branch of America's #1 Retail Mortgage Lender.

Specialties

  • Purchase and Refinance
  • Purchase
  • Refinance Loans

Recent Posts and Articles

Blog

A homeowner with a child on his lap calculating whether to buy a new home or refinance his home loan

Owning a home is fun and fulfilling!

What’s not to love about having a space that is entirely yours? You can paint your bathroom fuchsia, have hardwood in the master, put up a wild Mosaic in the kitchen, install a smart thermostat, you name it. After all, it’s your home!

Equally enjoyable are the other personal and financial advantages of being a homeowner: security and stability, equity and wealth building, and more! I’m here to help you get the most from your home financing — whether you’re buying your first home, moving up or downsizing to match your lifestyle, or refinancing your current mortgage.

Helping your home financing process go smoothly.

Resources

  • The Mortgage Process

    There are some major milestones on your road to home financing. As your loan officer, I’ll be with you every step of the way to make sure you understand each one and get through them quickly.

  • Payment Calculator

    How much will your mortgage payment be? How much can you save if you refinance? Is it better to buy than rent? Use these online calculators to crunch the numbers and see for yourself.

  • Find the Right Loan

    I separate myself from other lenders by offering a broader selection of home financing options — from loans for first-time homebuyers to refinance programs for accessing your home’s equity.

  • Home Loan Check List

    Before you explore the endless options of home financing, some preparation is in order. Planning ahead for your mortgage is the key to an easier and more successful home financing process.

Quick Contact Form

Send me a message below or give me a call at 618-239-4259