Headshot of Carl Stephens

Carl Stephens

Loan Officer

The Franke Group

NMLS #1398353

Adress
9390 Research Blvd., Suite 305
Austin, TX 78759
Contact Methods
Email
mobile Mobile
(512) 557-3180
fax Fax
737-204-9768
Apply Now

Awards

BBB Accredited Business A+
Inc. 5000
Top Work Places
Top Workplace Scotsman Guide
Top Mortgage Lender badge
Mortgage Bankers Association Member

About Carl

Carl Stephens is a seasoned mortgage professional with over eight years of experience, proudly serving families in Austin, TX, and beyond. His passion lies in guiding first-time homebuyers, veterans, and those needing credit repair, helping them navigate the homebuying process with confidence and ease. Having grown up in Austin, Carl has deep roots in the community and loves giving back to the people of his hometown.

Carl and his team are dedicated to providing exceptional service by ensuring prompt communication and being fully available to meet their clients' needs. Whether it's answering questions or addressing concerns, Carl strives to make the mortgage process smooth and stress-free, treating each client with the care and attention they deserve.

Outside of work, Carl enjoys life with his beautiful wife Laura and their three beloved dogs: two Corgis, Willow and Windsor, and a poodle-mix, Travis. His dedication to both his family and his clients makes him a trusted and compassionate partner in the mortgage journey.

Specialties

  • Purchase and Refinance
  • Purchase
  • Refinance Loans
Equal Housing Opportunity

Tap into your home equity.
Fast.

Would you like to improve your home, pay off higher-interest debt, finance education, or pay for other major expenses? A home equity line of credit (HELOC) can provide the money you need using your home equity.

CCM Equity Express, is fast, secure, and fully automated. A few minutes to apply, a few days to get your funds. That's all it takes.

Recent Posts and Articles

Blog

A homeowner with a child on his lap calculating whether to buy a new home or refinance his home loan

Owning a home is fun and fulfilling!

What’s not to love about having a space that is entirely yours? You can paint your bathroom fuchsia, have hardwood in the master, put up a wild Mosaic in the kitchen, install a smart thermostat, you name it. After all, it’s your home!

Equally enjoyable are the other personal and financial advantages of being a homeowner: security and stability, equity and wealth building, and more! I’m here to help you get the most from your home financing — whether you’re buying your first home, moving up or downsizing to match your lifestyle, or refinancing your current mortgage.

Helping your home financing process go smoothly.

Resources

  • The Mortgage Process

    The Mortgage Process

    There are some major milestones on your road to home financing. As your loan officer, I’ll be with you every step of the way to make sure you understand each one and get through them quickly.

  • Payment Calculator

    Payment Calculator

    How much will your mortgage payment be? How much can you save if you refinance? Is it better to buy than rent? Use these online calculators to crunch the numbers and see for yourself.

  • Find the Right Loan

    Find the Right Loan

    I separate myself from other lenders by offering a broader selection of home financing options — from loans for first-time homebuyers to refinance programs for accessing your home’s equity.

  • Home Loan Check List

    Home Loan Check List

    Before you explore the endless options of home financing, some preparation is in order. Planning ahead for your mortgage is the key to an easier and more successful home financing process.

Inspiration for your home loan journey.

GALLERY

Your Mortgage Expert

A Lender You Can Trust

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