Headshot of Raphael Bangiyev

Raphael Bangiyev

Branch Manager

The Rafa Group

NMLS #219590

Adress
7878 North 16th Street, Suite 255
Phoenix, AZ 85020
Contact Methods
Email
tel Phone
480-691-4030
mobile Mobile
(480) 414-8782
fax Fax
480-691-4039
Apply Now

Awards

BBB Accredited Business A+
Inc. 5000
Top Work Places
Top Workplace Scotsman Guide
Top Mortgage Lender badge
Mortgage Bankers Association Member

About Raphael

Hi, I’m Raphael! I began my career in financial services in 2002 and quickly became a top producing loan originator, winning “Rookie of The Year” in my first year. In 2007, I partnered with Peter Torneanu, and together we formed The Loan Doctors Team, later adding Arthur Shalomov to leadership in 2009.

As operations manager since 2014, I ensure our team rallies to close loans and make a difference in people’s lives.

When you choose to work with me and my team, your mortgage needs will be met with a listening ear and a complete understanding of your specific circumstances. I look forward to making your mortgage experience feel like a win.

My family and I immigrated to the United States in 1989, living in New York City before moving to Phoenix in 1997. I’m proud to serve clients here in Scottsdale, AZ with America’s #1 Retail Mortgage Lender.

Specialties

  • Purchase and Refinance
  • Purchase
  • Refinance Loans

Recent Posts and Articles

Blog

A homeowner with a child on his lap calculating whether to buy a new home or refinance his home loan

Owning a home is fun and fulfilling!

What’s not to love about having a space that is entirely yours? You can paint your bathroom fuchsia, have hardwood in the master, put up a wild Mosaic in the kitchen, install a smart thermostat, you name it. After all, it’s your home!

Equally enjoyable are the other personal and financial advantages of being a homeowner: security and stability, equity and wealth building, and more! I’m here to help you get the most from your home financing — whether you’re buying your first home, moving up or downsizing to match your lifestyle, or refinancing your current mortgage.

Helping your home financing process go smoothly.

Resources

  • The Mortgage Process

    The Mortgage Process

    There are some major milestones on your road to home financing. As your loan officer, I’ll be with you every step of the way to make sure you understand each one and get through them quickly.

  • Payment Calculator

    Payment Calculator

    How much will your mortgage payment be? How much can you save if you refinance? Is it better to buy than rent? Use these online calculators to crunch the numbers and see for yourself.

  • Find the Right Loan

    Find the Right Loan

    I separate myself from other lenders by offering a broader selection of home financing options — from loans for first-time homebuyers to refinance programs for accessing your home’s equity.

  • Home Loan Check List

    Home Loan Check List

    Before you explore the endless options of home financing, some preparation is in order. Planning ahead for your mortgage is the key to an easier and more successful home financing process.

Inspiration for your home loan journey.

GALLERY

Your Mortgage Expert

A Lender You Can Trust

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