Debra Shultz

VP of Lending

The Shultz Group

NMLS #49302

Adress

37 N 15th St, Ste 108
Brooklyn, NY 11222

Contact Methods

Email: [email protected]
tel Phone: 917-757-6633
mobile Mobile: (917) 757-6633
fax Fax: 914-984-5048

Apply Now

Hi, I’m Debra, Vice President of Mortgage Lending at CrossCountry Mortgage with over 25 years of extensive experience in mortgage lending. As a Top 1% National Mortgage Originator, I specialize in residential mortgage financing for all property types, including single and multi-family residences, townhomes, condos, co-ops, new developments, and conversions. At the Brooklyn, NY branch of America’s #1 Retail Mortgage Lender, I’m known for finding the right solutions to achieve my clients' goals..

Through CCM’s correspondent and broker channels, I have access to nearly every mortgage product on the market. This includes conforming and high balance loan sizes, jumbo and super jumbo loans, SONYMA (New York down payment assistance), FHA, VA, renovation, and even construction-to-permanent loans. I’m also frequently called upon to assist non-traditional borrowers with creative financing solutions—earning me the nickname #AbracaDebra. No matter your goal or situation, I'll make mortgage magic happen.

Specialties

Purchase and Refinance
Purchase
Refinance Loans

Would you like to improve your home, pay off higher-interest debt, finance education, or pay for other major expenses? A home equity line of credit (HELOC) can provide the money you need using your home equity.

CCM Equity Express, is fast, secure, and fully automated. A few minutes to apply, a few days to get your funds. That's all it takes.

Learn More

Don't fixate on rate

Get the home you want now. If rates fall in the future, you can refinance to the lower rate after 6 full payments. And, with a lender credit of up to $1,500*, you'll save upfront and thousands down the line.

Tired of leaving open houses without finding “the one?” With a renovation loan, you can bring your ideas of the perfect home to life!

Here’s how:

Finance the costs of buying and upgrading a home with one loan, so you can purchase an imperfect but good (and probably less expensive) house and add your personal touch.
Refinance the cost of home improvements to get the benefits of moving without the packing and unpacking, figuring out new utilities…
you know the hassle.

Learn More

Published on Feb 6, 2024

Featured Article

Discover the future of home financing with Debra Shultz, prominently featured in a recent Forbes article.
Published on Jul 31, 2023

Why It’s Smarter to Run a Hard Pull Upfront

It removes guessing and uncertainty and helps me issue a bullet proof pre-approval. A soft pull will only show me one of your three scores - Trans Union. However, lenders use the middle of your three scores to determine eligibility.
Published on Sep 18, 2024

Fed Rate Cuts 2024: Federal Reserve Cuts Funds Rate

Learn how the 2024 Fed rate cuts could affect mortgage rates. Explore opportunities for homebuyers and homeowners to benefit from lower interest rates.
Published on Aug 13, 2024

Mortgage Rates: How To Prepare For A Drop

Prepare for future rate drops with our guide on mortgage rates. Learn how to improve your credit, save for a down payment, and explore loan options to get ready.

Helping your home financing process go smoothly.

Resources

The Mortgage Process

There are some major milestones on your road to home financing. As your loan officer, I’ll be with you every step of the way to make sure you understand each one and get through them quickly.
Payment Calculator

How much will your mortgage payment be? How much can you save if you refinance? Is it better to buy than rent? Use these online calculators to crunch the numbers and see for yourself.
Find the Right Loan

I separate myself from other lenders by offering a broader selection of home financing options — from loans for first-time homebuyers to refinance programs for accessing your home’s equity.
Home Loan Check List

Before you explore the endless options of home financing, some preparation is in order. Planning ahead for your mortgage is the key to an easier and more successful home financing process.

Inspiration for your home loan journey.

GALLERY

A Lender You Can Trust

You deserve to work with the best mortgage professionals for your home loan. We bring proven performance and integrity to the table, plus the experience to ensure an easy, streamlined transaction. We offer a broad portfolio of traditional and niche loan products to serve virtually every mortgage situation. We get you from application to closing quickly with a highly efficient process, keeping you informed the entire way.

Debra Shultz

VP of Lending

NMLS #49302

Adress

37 N 15th St, Ste 108
Brooklyn, NY 11222

Contact Methods

Email: [email protected]
tel Phone: 917-757-6633
mobile Mobile: (917) 757-6633
fax Fax: 914-984-5048

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By clicking “Contact Us” I am agreeing to receive phone calls, SMS (text messages) and emails from CrossCountry Mortgage, LLC. I expressly consent to recurring contact from CrossCountry Mortgage, or its agents, at the number and/or email address I provided regarding products or services via live, automated or prerecorded telephone call, SMS (text message), or email. I understand that my telephone company may impose charges on me for these contacts, and I am not required to enter into this agreement as a condition of purchasing property, goods, or services. I understand that I can revoke this consent at any time. Terms & Conditions/Privacy Policy apply.

Debra Shultz