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CrossCountry Mortgage has sent you a pre-qualification letter inviting you to apply for a home loan! Save valuable time. Pre-qualification will help set your budget — a big plus in the eyes of real estate agents and sellers, and a great advantage for you. Apply today to finalize your budget.
We understand there’s more to buying a home than simply financing it. Our licensed loan officers are available to answer all of your questions, from the time you start searching for your dream home to the day you close.
With our streamlined refinance and purchase process, customers can close in as few as 21 days.
step 1
We make it easy and convenient. Apply for your CrossCountry Mortgage loan by phone or online.
step 2
Be sure your pay stubs, bank statements, and W-2s are all easily accessible. Some of the mortgage terminology and paperwork can be a little overwhelming, especially if you’re a first-time home buyer. That’s why CrossCountry Mortgage is just a phone call away, always ready and willing to answer your questions and make sure you have everything you need.
step 3
Adjustable rate mortgages, fixed rate mortgages, down payment considerations, the list of loan options goes on and on – there are probably some you’ve never even heard of – so how do you choose the right one for you? With our help. It’s our job to understand all the financing options available and help you determine which solution is best suited for your long-term plans. That way you’ll know you’re getting top-notch service and the best rates, too. Remember, at CrossCountry Mortgage, we’ve already pre-qualified you for a competitive low rate.
step 4
Your credit, employment history, assets, property value and more will be verified. Don’t make any major purchases during this time – they will increase your debt as well as the risk for a lender. Respond to all questions and requests promptly. Complete your application thoroughly. Don’t move money around in your accounts. Disclose all other loans and credit, and be available as your closing date approaches. Any questions or concerns, just call us.
step 5
Closing typically takes place in the presence of a public notary. You’ll review final documents, pay any out-of-pocket closing costs and down payment requirements, sign the loan and get your keys! And at CrossCountry Mortgage, we can close your loan in as few as 21 days!
Yes! You have already received your pre-qualification letter inviting you to apply. The next step is to finalize your loan with one of our licensed loan officers. Call today to get started!
We offer much more than just competitive rates. For us it’s truly about you, the customer. We can offer you the personalized service, and with our efficient process, you can close in as fast as 21 days!
Of course! Whatever stage you’re at in the home-buying process, we can help.
Give us a call. We’ll explain what to expect throughout your home purchase and let you know what you should do next. Any questions along the way, we’re always here to help.