Articles

Discover how 2-1 buydown programs can reduce your monthly mortgage payments for the first two years. Explore pros and cons to help you make an informed decision when buying a home.

When you decide to buy a home, you’ll have to go through an extensive lending process. For many homebuyers, this can be unfamiliar territory, leaving you with questions about the difference between preapproval vs. prequalification. Here’s what you need to know about the preapproval process and how it differs from prequalification.

Home equity borrowing is exploding across the country, thanks to the current housing market. But with multiple options to choose from, you might find yourself wondering which one to apply for — HELOC or home equity loan.

For segments of the population where it might be challenging to pursue conventional loan options, an ITIN loan could be a consideration. We'll tell you what an ITIN loan is, how to get one, and the loan requirements.

Choosing between 30-year or 15-year mortgage terms is about evaluating all the different factors to ensure that you’re making a home loan decision that you’re comfortable with. Find out some of the key differences to note between a 15-year vs. 30-year mortgage.